Health Insurance Companies in the US
There isn’t a single source that lists every health insurance company operating in each US state. This is because the health insurance market is decentralized, with many regional and national companies offering plans in various states. Each state also has its own insurance regulations, and companies need licenses to operate there. However, there are resources that can help you find health insurance companies in your state.
One option is to visit your state’s Department of Insurance website, where you can find a list of licensed health insurance companies operating within the state. Another option is to browse plans offered by participating companies in your state through the ACA Marketplace at Healthcare.gov or your state’s Marketplace website, if applicable. Additionally, the National Association of Insurance Commissioners (NAIC) offers reports providing a general overview of the number of domestic insurers (companies headquartered in the state) and licensed out-of-state insurers in each state.
When researching health insurance companies, consider factors such as network coverage, plan details, customer service reputation, and financial stability. You can also consider contacting a licensed health insurance agent or broker in your state, who can represent multiple companies and help you compare plans based on your needs and budget.
Here are some major health insurance companies in the United States to start your research:
- Aetna
- UnitedHealthcare
- Humana
- Cigna
- Kaiser Permanente
- Blue Cross Blue Shield (BCBS)
- Elevance Health (formerly Anthem)
- Centene Corporation
Keep in mind that this is not an exhaustive list, and there may be other companies operating in your state. Use these resources and strategies to find the best health insurance options for your needs.
