Health insurance in the US
Health insurance in the United States is a complex system with both public and private options. Here’s a breakdown of the main types:
Public Health Insurance:
- Medicare: This federal program is for people aged 65 and over, and some disabled individuals. [US government medicare ON USA.gov]
- Medicaid: This state and federal program covers low-income children, pregnant women, families, and seniors. [US government Medicaid ON USA.gov]
- Children’s Health Insurance Program (CHIP): This federal-state program covers certain children who don’t qualify for Medicaid but can’t afford private insurance. [US government CHIP ON USA.gov]
Private Health Insurance:
- Employer-sponsored insurance: Most people in the US get health insurance through their employer.
- Health Insurance Marketplace: Created by the Affordable Care Act, the Marketplace allows individuals to shop for and purchase private health insurance plans. You may qualify for subsidies to help lower the costs [Healthcare.gov]
Other options:
- COBRA: This allows you to continue your employer-sponsored health insurance for a limited time after certain qualifying events, like job loss.
Finding the right health insurance plan depends on your age, income, health status, and other factors. There are resources available to help you choose a plan, including the ones mentioned above.
Find More about Insurance – Click here
Car Insurance Companies in the US
How does Physicians Mutual Dental Insurance work?
Top 10 Insurance Companies in the US
This is all about health insurance companies in the US.
